Affordable Housing

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Mobile Housing Board’s ("MHB") Affordable Housing Program currently consists of over 3,000+ units of conventional public housing located in 12 family and senior developments. Unit sizes range from 1–6 bedrooms, although not all sizes are available at all sites.

Basic Affordable Housing Eligibility Criteria

In order to live in MHB's housing, an applicant and family members must show that they meet the basic eligibility criteria regarding age, income and citizenship status.  Family members must also meet the suitability requirements which consists of background information related to previous tenancies, debts, and criminal history.  When an applicant satisfies the eligibility and suitability requirements, the applicant may be assisted by MHB according to its waiting list requirements and subject to unit availability.

Suitability Requirements

1 - Age

In most of the communities, the head of household must be 19 years of age or older (or an emancipated minor) unless married and applying with a spouse who is 19 years or older.

2 - Income Requirements

Family’s total, gross annual income cannot exceed HUD-established income limits for participation in the Affordable Housing Program. Income includes all "countable" income anticipated for the coming year.  Some examples of  income HUD uses to calculate gross annual income include, wages, unemployment benefits, workmen’s compensation, Social Security, Pensions, Supplemental Security Income (SSI), Temporary Aid to Needy Families (TANF), regular contributions from family or friends, child support payments, etc.

Income Limits

Generally, MHB may serve families that fall at or below the income limits for a Low Income family.  HUD says that a Low Income family is one that has income which is at 80% or less than the Area Median Income for all households in Mobile County, Alabama.  The income limits are different depending on how many family members are in the family.  The income limits are recalculated by HUD each year and may change.  

FY 2019 Income Limits Summary 

(Chart taken from HUDuser.gov)

Area: Mobile County
Median Income: $60,600

Persons in Family Very Low (50%) Income Limits Extrememly Low Income Limits Low (80%) Income Limits
1 $21,250 $12,750 $33,950
2 $24,250 $16,910 $38,800
3 $27,300 $21,330 $43,650
4 $30,300 $25,750 $48,500
5 $32,750 $30,170 $52,400
6 $35,150 $34,590 $56,300
7 $37,600 $37,600* $60,150
8 $40,000 $40,000* $64,050

* The FY 2014 Consolidated Appropriations Act changed the definition of extremely low-income to be the greater of 30/50ths (60 percent) of the Section 8 very low-income limit or the poverty guideline as established by the Department of Health and Human Services (HHS), provided that this amount is not greater than the Section 8 50% very low-income limit. Consequently, the extremely low income limits may equal the very low (50%) income limits.

How to Apply for Affordable Housing

The pre-application can be submitted online! Apply ONLINE Now!

Please visit the Property Manager's Office for additional information. Click here for the Affordable Housing locations and contact information.

When you apply online you are placed on all of the housing development's waiting lists  Each development has its own waiting list. The waiting list at one site may be longer than the list at another site.

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